| For many people managing there finances is very | | | | One way to do this is you can ask your bank if you |
| difficult and for some people it is just to much trouble | | | | can have the money transferred from your checking |
| for them to think about it on a day to day basis. It is | | | | to your savings account automatically on the first of |
| true that it does take time to get your budget setup | | | | every month, this way you won't even see it come |
| correctly. I will give you some tips that will help you to | | | | out. You will accumulate money quickly. Remember, |
| get Debt Relief from unwanted bills and how to save | | | | depending on where you live and what bank you are |
| at the same time. | | | | affiliated with, each bank has different rules. |
| Everyone thinks only about there bigger bills never | | | | Getting Debt Relief is not easy. One of the things that |
| about the smaller bills that do add up if you think about | | | | you must start to do is to keep a record of your |
| it. I am talking about grocery, gas, tolls for the bridge, | | | | expenses. Write down everything that you spend |
| pay money for the trains or buses, your children's | | | | money on big and small. |
| school supplies, clothing etc. Those are what I call the | | | | Example: |
| small bills. The big bills are mortgage bills, electric bills, | | | | Water Bill - $200 |
| phone bills, car insurance, the cable bill, water bill, child | | | | Mortgage bill - $1500 |
| support payments, cell phone (house bill is separate | | | | Kids School Supplies - $60 |
| from your cell phone bills) and credit card bills. | | | | In order to get Debt Relief try to cut down on your |
| Now. How are you going to save money and pay off | | | | expenses where you can, such as lunch. Take lunch to |
| your bills at the same time? I will tell you how. The very | | | | work instead of buying out. Make sure you do not get |
| first thing you must do is if you have very heavy credit | | | | any parking tickets, don't leave the lights on in the |
| card debt, stop using your credit cards. Why? | | | | house when you are not using them, don't leave the |
| Because when you continue to use them it will get you | | | | water running. Do not buy or rent movies, newspapers, |
| into deeper debt. Just try and go one week without | | | | magazines or books, you can go to the library to get |
| any of your credit cards and see what happens. | | | | all of these things. |
| The way that you save money quickly is that you | | | | Here are some more really great save money tips |
| always pay yourself first. You are number one. Just | | | | that will give you Debt Relief. Never loan out any cash |
| take out $50, $500, $1000 dollars, whatever you can | | | | to anyone that you cannot afford to lose. Do not |
| afford to do, but make sure you do it before you pay | | | | borrow money from anyone that you cannot repay |
| your bills. Make sure you put it away so you cannot | | | | back. Don't go window shopping with money in your |
| get to it, otherwise you might be tempted to spend it. | | | | pocket. |