| The word frugality has left a more negative | | | | 4. Buying Your Own Car - Shy away from sports |
| connotation for most people than simply being a saver, | | | | cars or SUVs. Just stick to your purpose of buying a |
| a cheapskate or tightwad. There is a thin line | | | | car which is to transport you anywhere you need to |
| difference to saving and too much frugality to the point | | | | go. Check out also program cars like a new car |
| of being awkward and ridiculous. This is where the | | | | warranty. Maybe this is not just the best time to |
| negative connotation comes from. | | | | replace your car with a new one. |
| But if you are guided with the right principles and | | | | 5. Shopping for Groceries - As much as possible do |
| reasons in deciding to live a frugal life, you would never | | | | not go with items that are branded. Choose |
| go wrong. | | | | non-brands and try looking for items on the highest or |
| If you have decided to live frugally, no need to be | | | | lowest shelves for best prices. Grab the opportunity |
| worried of insults. Keep your head up high. And keep | | | | and shop during sales or use coupons. |
| your focus through these tips. | | | | 6. Family Out - There are inexpensive ways to bond |
| 1. Eating Out - Having gimmicks with friends on a | | | | with your family and be entertained like going to |
| Friday night is fine if you do it once in a while. But this | | | | libraries, local parks, malling, picnics, visit friends and local |
| can be expensive if you add them up at the end of | | | | church. |
| the month. | | | | 7. Buying School Supplies - Stock school supplies at |
| 2. Clothing - Naturally, if you are the kind of person | | | | home and do not buy anything fancy. |
| who adores signature and designer clothes, do not | | | | 8. Be contented with what you have and try to live |
| expect that there will be something left of your take | | | | within what you earn. |
| home pay. Instead of being trendy, wear clothes that | | | | 9. Plan your Child’s College Education - Teach |
| can easily be matched with your other clothes. | | | | them the ways to be independent and self-supporting |
| 3. Own Home - If you are planning to move out and | | | | by encouraging them to apply for scholarships and |
| find a place to settle, do not be overwhelmed by the | | | | on campus jobs. |
| excitement, instead be practical. As a start, buy a | | | | 10. Be Aware of your Financial Limitations |
| smaller house or try other ways like rent-to-own, | | | | 11. Anticipate your Failures by Planning - Have always |
| do-it-yourself arrangements, and owner financing. | | | | a budget plan so you would avoid impulsive buying. |